You have to keep in mind that even if a payday loan lender doesn’t do direct deposit you still have to have an open and valid checking account (savings account in some situations) to get a payday loan.  Read this article about fast cash with no bank account if that’s the situation that you’re in.

Payday Loans With No Direct Deposit

I’ll be frank with you, you’re going to have a hard time finding this type of payday loan online.  How else are they going to give you money?  Do you want to wait for a check to show up in your mailbox?  If these loans are available online, I would love to know how it works and which lenders are doing it (if you know leave a comment).  Many people hit a brick wall at this point.  They feel like online payday loans are their only option and have nowhere to turn when they can’t get a loan.

So what do you do?  Put on your shoes and hit the street!  Old school payday lenders are still all over your town or city, and they write checks or give cash.  If you need cash, call ahead to see which lenders will give you cash straight up.

Have you ever wondered why most payday lenders also do check cashing?  So they can charge you interest on your payday loan, then charge you to cash your check!  Payday loan arbitrage, I say!

The Best Thing About No Direct Deposit Payday Loans

If you’ve read my last post about payday lenders that do direct deposit, you already know this so don’t spoil it for everyone else.

Without direct deposit you’ll write a post dated check to repay your loan.  That is awesome!  This means that your payday lender doesn’t have direct access to your checking account and can’t leech money out of your account if you happen to get into trouble.  Direct deposit also equals direct withdrawal!

No direct deposit payday loans are all over your town.  Sure, it’s not as cozy and convenient as doing it all online, but when you need to get cash fast you’ll have to do something to get it!

Related posts:

1. Direct Deposit Payday Loans
2. What I Do When I Need To Borrow Money Fast
3. Same Day Payday Loans