Payday Loans and Fast Cash Guide | How To Get Fast Cash With No Bank Account

How To Get Fast Cash With No Bank Account

When you need fast cash with no bank account, it might seem like you’re in a hopeless position.  Fortunately, you’re not!  You’re options are certainly limited, but it’s not impossible to get instant cash loans, and money other ways.  In this post I want to break down for you some of your loan options, as well as some ways to earn the money need rather than borrow it.

The key here is patience.  I know that you need money fast, but when you don’t have a bank account you’re going to have a hard time finding lenders that are willing to work with you.  This is because they don’t have a way to get repaid.  Looking at it from a lender’s perspective, it makes perfect sense.  Would you lend money to someone that you don’t have an easy way to get your money back?  Probably not.  So stick with it, and you’re going to find someone that’s willing to work with you, or an alternative means to get cash.

No Teletrack payday loans are out there, but they’re becoming more rare.  Teletrack is the company that verifies all of the information that you put onto your loan application.  I’m definitely not telling you to lie on your application if they’re not checking, but if the lender isn’t verifying your info, odds are they don’t really care about your bank account.  You will probably have to pay this loan back with a money order or a cashier’s check.

Some lenders will go as far as to work with Moneygram or Western Union.  These are extremely rare, but there are lenders that will offer them as a temporary special.  I wouldn’t get your hopes up that you’re going to find one of these, but it’s worth taking the time to check out a few lenders to see if they have them available for you.

Automobile title loans may be another option, but you’re going to have to call around to a lot of local lenders to find one that will work with you.  Most title lenders are now automatically withdrawing their biweekly payments from the borrower’s checking account, but some may still allow you to pay them directly.  Since these are secured loans, they don’t really care so much about your current financial situation, so you may be able to sweet talk them into working with you.

Another option is to work for cash.  There are a ton of different ways to do this, but most of the time you’ll start your search on Craigslists.  In the job box they have a section called [ETC] that will have all of the weird ways for you to earn money today.  Keep an open mind when searching through those job listings, some of them are pretty bizarre, but that may be because I’m looking through the Bay Area ones! :)

When I need money now, I usually just ask my close friends if they have anything that I can do for them to earn some money.  Normally, I’ll babysit my friend’s kids so that they don’t have to go to daycare, and she pays me for it.  What you do will probably be whatever you’re good at.  Should you be good with a lawnmower, offer to mow your grandma’s lawn.  Or do whatever is available to you.  They will be much more willing to help you out than if you would have just approached them to borrow money!

There are tons of different ways to get fast cash with no bank account.  Try the loan option first to see what you can dig up, and if you aren’t able to find an online lender that wants to work with you, try going to your local payday loan store.  Should you not be able to find a way to borrow the money, make some phone calls and earn the money!

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