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Same Day Cash Loans

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One of the often talked about same day cash loans came to my rescue not long ago. I had just been paid by my employer, but all of sudden a few unexpected bills were due. A friend of mine recommended I take out the same day cash advance loans that are often advertised. I was a bit leery at first but I did not want to add to my credit card balance and would never ask any of my relatives for money, or for that matter my wife’s family. I know you have to have a bank account and of course I had one. The problem was not that I do not have any money, the situation was that I did not want to touch sacred funds or deal with credit.

I almost forgot to say why I needed one of those same day cash advances. My son was having his 18th birthday and I wanted to buy him a Blackberry and pay cash, because I dreaded signing another 2 year agreement with the phone company, which then would have given me a discount. The only alternative was to get a loan for about $400. All this was accomplished online and it was quite easy. A series of standard questions were asked and within a few hours the money was in my checking account. You can figure out the rest. I will tell you anyway. My son was ecstatic and I did not have to disappoint him. The higher interest rates charged on the payday loan did not worry me. My next check which I would receive withing the next two weeks would pay the loan back. Since the loan was getting paid back almost immediately and the amount was not excessive, the few dollars of interest was definitely affordable.

I understand that it is unwise to depend on same day cash loans to get through life, but in my case it solved a potential unsettling situation. Incidentally, my friend who recommended the company to me borrowed a similar amount to buy a car to use temporarily after his died on the road. He too paid back the loan immediately. Where he resides it is tough going to get to work by public transportation and he did not want to be late. In these economic times it does not take much for the boss to find an excuse to terminate you. Cash loans can be a useful tool to get you by when some unexpected expense appears. The companies explain to you, like they did to me, not to abuse this service. I read some negative reviews by credit card companies and banks about the evils of these loan companies. It is just that they resent the competition.

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